RBR Jacobs provides advice to employers on the setting up and review of group income protection (permanent health, “PHI”) insurance schemes for staff.

This cover is taken out to enable a company to continue an employee's salary in the event of long-term sickness or disability.  Typically, benefit is insured at 75% of salary and is paid after 6 months’ absence.  The premiums paid by the company will normally be treated as a business expense and employees are not taxed on the cost.

If you would like to know more about the services we offer, please contact us at:

enquiries@rbr-jacobs.co.uk